Florida Is a No-Fault State. Why PIP Usually Does Not Cover a Motorcycle Crash
Florida requires PIP for most four-wheeled vehicles, but motorcycle riders are outside that system. Here is how medical bills and injury claims are handled instead.
Florida requires PIP for most four-wheeled vehicles, but motorcycle riders are outside that system. Here is how medical bills and injury claims are handled instead.
FDOT says pedestrians and bicyclists account for 28% of Florida roadway fatalities. After a crosswalk crash, the signal sequence and turning path can decide fault.
A September 2026 federal decision applying Florida law shows why an excess judgment alone may not sustain third-party insurance bad faith when bankruptcy has insulated the insured from the loss.
A policy-limits offer can trigger a second insurance problem. Florida’s UM statute requires advance notice before a release, and a new Fourth DCA case shows the risk of signing first.
Florida’s accident-report rule can keep a crash report and certain statements from the jury without erasing the officer’s observations or other evidence.